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Step by Step Process when Buying a Home

It is a good idea to update yourself on the overall purchasing process for real estate in the San Gabriel Valley, communities of Arcadia, Pasadena, San Marino and surrounding cities, so you’ll have a general idea of what to expect along the way.

  1. You should first establish parameters you are looking for in a home and convey them to your Realtors®.
  2. Contact a lender for pre-qualification or pre-approval.
  3. As soon as possible, a loan application and supporting documentation should be submitted to your lender or mortgage broker.
  4. We’ll view properties together and negotiate an offer on one that fits your criteria.
  5. Once we make an offer that is accepted, and escrow account will be opened with a neutral 3rd party escrow company.
  6. Upon the acceptance of an offer, your lender or mortgage broker will be informed of the details of the property now in escrow.
  7. Inspections will be scheduled, and you may review inspection reports, disclosures, or other documents and notify seller of any requested repairs within the allotted time frames (usually 17 days).
  8. An appraisal may be conducted to assess property value for lending purposes.
  9. You should continue to provide the lender with any supplementary paperwork needed for your loan approval.
  10. As the closing date nears, we will conduct a final walk-through of the property.
  11. We can coordinate with the seller, to call the appropriate utility companies for utility shut-off and turn-on.
  12. The Escrow Company will prepare paperwork for closing.
  13. The Escrow company will set an appointment for you to sign closing paperwork and notify you of the amount of funds required.
  14. After the closing paperwork is signed by all parties, the escrow company may submit for recording, certain documents to the county recorder’s office where the property is located.
  15. Upon recording, the transaction is closed.